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Esurance is hiring an Underwriter to join our team in the Rocklin, CA office.  As an Underwriter at Esurance you will review new policy submissions to verify that the risk qualifies for the product, is priced adequately, and all required documentation to support the risk has been obtained.  Additionally, you will periodically review policies through the policy lifecycle to confirm eligibility for the product, pricing and documentation with the intent to make sure policies in the portfolio are profitable.


  • Reviews and evaluates policy applications, renewals, repricings, restrictions, and cancellations to determine risk acceptability and coverage
  • Works within multiple states underwriting guidelines and state regulations
  • Performs quality evaluation of data received from 3rd party vendors
  • Conducts frequent evaluations of the profitability of the portfolio through various reporting
  • Determines when additional required information is needed to complete the evaluation of the risk
  • Ensures appropriate premium and coverage are issued by applying appropriate underwriting guidelines and rating plan guidelines
  • Answers questions regarding underwriting processes and decisions
  • Assists with special projects


  • Strong analytical skills are a must
  • Solid computer skills and use with MS Office Products
  • Intermediate to advance knowledge of MS Excel is a must
  • Ability to resolve complex underwriting issues within state regulatory guidelines independently
  • Experience with property and casualty insurance terminology
  • Strong communication and decision making skills
  • Excellent verbal, written, and interpersonal skills a must
  • Ability to interface with diverse employee and customer groups is essential

Experience / Education:

  • Bachelor's degree in Business, a related field or equivalent education required
  • 3 or more years of insurance underwriting experience or applicable experience required; experience in underwriting auto or property insurance policies for different states preferred
  • CPCU designation or P&C License desired

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